Financing
Get the comfort you deserve today. Easy monthly payments available through FTL Finance with approved credit. Stay cool now, pay over time.

At Pointer Cooling & Heating, we know that comfort shouldn’t come at the cost of financial stress. Whether you’re replacing an aging HVAC system, upgrading to something more efficient, or facing an unexpected repair, we’re here to make the process easier. That’s why we’ve partnered with FTL Finance—a trusted name in home improvement financing.
With FTL Finance, you get access to fast, flexible, and affordable financing options designed to fit your budget. It’s ideal for homeowners who want to move forward with repairs or upgrades without depleting savings or dealing with high-interest credit cards.
Common Financing Uses:
Full system replacements (AC, furnace, heat pump)
Emergency HVAC repairs
Indoor air quality upgrades
System enhancements or add-ons
Whether you’re installing a brand-new unit, improving energy efficiency, or tackling urgent repairs, FTL Finance helps you move forward without delay.
Whether you’re installing a brand-new unit, upgrading your system for better efficiency, or covering an urgent repair, FTL Finance makes it easy to move forward without delay.
Why Choose FTL Finance?
Fast and easy online application
Approvals based on your financial situation—not just your credit score
No prepayment penalties
No default rate for missed payments
Friendly, committed support team
Convenient online account management and payment options
Apply Today
Complete the simple online application and get a quick decision—so you can get back to comfort, stress-free.